When travelling south from Westbank on Highway 97:
Turn LEFT at the second traffic light onto 13th St. (just past the shopping mall on the right), then turn RIGHT onto Beach Avenue, and then RIGHT again onto 4th St.  Drive to the end of 4th St. and St. Margaret's is on your right hand side.

When traveling north from Summerland on Highway 97:
Turn RIGHT at the first traffic light (Beach Avenue) and then LEFT onto 4th St.